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insurance when you're self employed

 
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T99
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Joined: 14 Apr 2006
Posts: 105
Location: the ranch

PostPosted: Sat Jan 12, 2008 4:53 pm    Post subject: insurance when you're self employed Reply with quote

I figured this would be a good place to find a lot of people that are self employed and don't have company-provided dental insurance. Do most of you have dental insurance? Is it worth having or is it cheaper in the long run to go without? A dentist told me once it usually doesn't pay unless you have some really good deal offered to you at work (free). I'm not talking about kids' insurance, I'm asking if you have it on yourselves. I've looked at some plans online but they don't pay for much til you've had the policy quite a while.


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Faster horses
Rancher
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Joined: 11 Feb 2005
Posts: 9424
Location: MT/SD

PostPosted: Sat Jan 12, 2008 5:11 pm    Post subject: Reply with quote

I had a policy at work, but it really wasn't insurance. It paid up to $1000 total for the year and the only way it paid for itself is if we had some expensive work that needed done. I cancelled it.


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CattleArmy
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Joined: 29 Sep 2006
Posts: 2399
Location: South of a Soapweed

PostPosted: Tue Jan 15, 2008 9:29 pm    Post subject: Reply with quote

I inquired to both a dentist and an insurance and both said about what you found out. Unless you are gonna have something major done it's really expensive to carry.


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